After 20 years at the University of Oregon, I have retired. So, I will begin posting about my new experiences here and hope you find them interesting.

Monday, October 26, 2009

ShieldSafe offers free identity protection service

Last night when I was watching "Money Talks" during the local news, Stacy Johnson mentioned a website http://www.shieldsafe.com/ that offers free fraud alerts to anyone. Stacy pointed out that this website is the one used by all of those services like Lifelock that offer to protect you from identify theft. But he said don't waste $10 per month with those services, just sign yourself up for free.

So I went online and checked it out and he was absolutely right! It's sort of like signing up for the do-not-call list. Apparently, as part of some government regulations that were passed to control credit reporting, everyone is entitled to request a fraud alert on their account at no cost. The fraud alert expires in 90 days and must be rerequested but the ShieldSafe service sends you a convenient reminder email every 90 days with a quick link to the fraud alert renewal form. They also send a quick link to request a free credit report every year that you are also entitled to by law. I enrolled then, as an extra precaution, set up a reminder in my email to watch for the email coming from ShieldSafe every 90 days just in case my spam filter snags the reminder email from Shieldsafe.

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